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Mon, 01 Nov 2004 09:29:13 -0600
A pprov a l   Account Statement

Security Control Number: 2615-7002-9381-1912
Offer Expiration Date: 11/17/04
Interest   Ra t e: 3.8
Maximum Available Amount: $300,000

Description:
Our central office has authorized me to send you   app rov a l
of your   l oan based on your  appl i cation.

Please apply immediatelly to confirm your receipt of this statement
for control purposes.

Thank you.

Kory Gates, Manager